Now serving Cedar Rapids with care

Your money matters here — because this is home.

At Cedar Rapids Bank & Trust, we know your name, your story, and your goals. That's the advantage of a bank that actually belongs to this community.

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FDIC Insured
Community Focused
Locally Owned
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What We Offer

Financial services built
for real life

From your first savings account to your next business expansion, we provide the tools and guidance you need — without the corporate runaround.

Personal Banking

Checking accounts, savings, CDs, and online banking — simple, transparent, and designed around how you actually live.

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Home Lending

First-time buyer? Refinancing? We offer competitive mortgage products with personalized guidance every step of the way.

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Business Banking

Commercial loans, business checking, merchant services, and cash flow solutions — tailored for Cedar Rapids entrepreneurs.

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Wealth Management

Investment planning, estate strategies, and retirement solutions — because your future deserves the same attention as your present.

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Digital Banking

Mobile deposits, bill pay, account alerts, and 24/7 access — technology that works for you, not the other way around.

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Personal Guidance

No scripts, no pressure. Our team takes the time to understand your situation and recommend what actually makes sense.

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Cedar Rapids Bank & Trust building exterior
Locally
Owned & Operated
About Us

A bank that looks like
the community it serves

Cedar Rapids Bank & Trust isn't a branch of some distant headquarters. We're your neighbors, your local lenders, and your community's financial partner.

Decisions made locally

Loan approvals, service policies, and community investments — all decided by people who live here.

Relationships over transactions

We'd rather know you than process you. Your banker actually remembers your name.

Transparent & straightforward

No hidden fees, no confusing fine print. We explain things plainly so you can make confident decisions.

Our Community

Invested in Cedar Rapids
beyond the balance sheet

We don't just do business here — we live here, we give back here, and we grow alongside the community that supports us.

Cedar Rapids community event

Local Events & Sponsorships

From farmers markets to charity walks, we show up where it matters most.

Youth scholarship program

Youth & Education

Scholarships, financial literacy programs, and partnerships with local schools.

Small business support

Small Business Growth

Lending, mentoring, and resources for entrepreneurs building something here.

Ready to experience banking the way it should be?

Stop settling for anonymous service. Come see what a bank that knows your name can do for you.

Get Started Today Call (319) 862-2728
Get in Touch

We'd love to hear from you

Have a question or ready to get started? Reach out — we respond personally, not from a call center.

Visit Us

5400 Council St NE
Cedar Rapids, IA 52402

Call Us

(319) 862-2728
Map showing Cedar Rapids Bank & Trust location

Send us a message

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